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    ^^ To qualify for these 0% interest offers, purchases must be made using a Gem Visa or Gem CreditLine card issued by Latitude Financial Services Limited. 0% interest offers available on advertised or ticketed price. Credit and lending criteria and fees apply. For 12 & 24 months of Instalment Interest Free with Gem Visa or Gem CreditLine as an Instalment Plan Advance/CreditLine Select Advance. Amount payable will be shown on your monthly statement. If you don’t make your minimum monthly payment as provided in your statement, for two consecutive months, you agree that all Instalment Interest Free plans will change to an Interest Free plan for the remainder of the original plan’s term. For Gem Visa, a $55 establishment fee and $55 annual fee (charged $27.50 half yearly) apply. For Gem CreditLine, a $55 annual fee (charged $27.50 half yearly) applies. A prevailing interest rate of 29.49% p.a. applies to Gem Visa and 29.95% p.a. applies to Gem CreditLine. Interest will be charged on any outstanding balance upon the expiry of the interest-free period. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Available on participating Gem Visa or Gem CreditLine credit cards only. Credit provided by Latitude Financial Services Limited. See terms & conditions for more information. For further information on your Gem Visa or Gem CreditLine account, please call 0800 500 505 or go to the Online Service Centre.

    ¹ Testing conducted by Apple in August 2017 using pre-production iPhone X, iPhone 8 and iPhone 8 Plus units and software, and in August 2018 using pre-production iPhone XS, iPhone XS Max and iPhone XR units and software, with accessory Apple USB-C Power Adapters (18W Model A1720, 29W Model A1540, 30W Model A1882, 61W Model A1718, 87W Model A1719). Testing conducted by Apple in August 2019 using pre-production iPhone 11, iPhone 11 Pro and iPhone 11 Pro Max units and software and accessory Apple USB-C Power Adapters (18W Model A1720, 29W Model A1540, 30W Model A1882, 61W Model A1947 and 87W Model A1719). Testing conducted by Apple in February 2020 using pre-production iPhone SE (2nd generation) units and software and accessory Apple USB-C Power Adapters (18W Model A1720 and 30W Model A1882). Testing conducted by Apple in September 2020 using pre-production iPhone 12, iPhone 12 mini, iPhone 12 Pro and iPhone 12 Pro Max units and software and accessory Apple USB-C Power Adapter (20W Model A2305). Fast-charge testing conducted with drained iPhone units. Charge time varies with environmental factors; actual results will vary. Testing conducted by Apple in August 2021 using pre-production iPhone 13 mini, iPhone 13, iPhone 13 Pro and iPhone 13 Pro Max units and software and accessory Apple USB-C Power Adapter (20W Model A2305). Testing conducted by Apple in February 2022 using pre-production iPhone SE (3rd generation) units and software and accessory Apple USB-C Power Adapter (20W Model A2305). Testing conducted by Apple in August 2022 using pre-production iPhone 14, iPhone 14 Plus, iPhone 14 Pro and iPhone 14 Pro Max units and software and accessory Apple USB-C Power Adapter (20W Model A2305). Fast-charge testing conducted with drained iPhone units. Testing conducted by Apple in August 2023 using pre-production iPhone 15, iPhone 15 Plus, iPhone 15 Pro and iPhone 15 Pro Max units and software and accessory Apple USB-C Power Adapter (20W Model A2305). Fast-charge testing conducted with drained iPhone units. Charge time varies with settings and environmental factors; actual results will vary. Testing conducted by Apple in August 2024 using pre-production iPhone 16, iPhone 16 Plus, iPhone 16 Pro, and iPhone 16 Pro Max units and software, USB‑C Charge Cable with Apple USB-C Power Adapter (20W Model A2305). Fast-charge testing conducted with drained iPhone units. Times measured from the appearance of the Apple logo as the unit started up. Charge time varies with settings and environmental factors; actual results will vary.

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